DTRIC Insurance offers personal automobile, homeowners and affordable umbrella insurance programs. Members benefit from DTRIC’s competitive rates, money-saving discounts and benefits, affordable payment plans and personalized service.  Click HERE for more details. 

American Income Life is offering HGEA members a new benefit of $4,000 Accidental Death & Dismemberment Benefit. Please contact Will Rol @ 808-741-7777 or or click here for more information.




Exclusively for HGEA members, underwritten by Life Insurance Company of North America , Administered by MWG Mestmaker & Associates. 

Open Enrollment ***Ended****

NEW HGEA members are eligible to enroll within the first 90 days of membership.  Please call 1-833-448-6466 to enroll

Offering HGEA members exclusive insurance plans: Click here for a flyer.

Critical Illness -Pays a lump sum benefit upon diagnosis of a covered critical illness (including cancer, heart attack, stroke, Parkinson’s Disease, heart disease and more).

Term Life Insurance - Provides up to $200,000 Guarantee Issue for members, up to $75,000 for spouse, and up to $10,000 for dependents if you apply within your initial eligibility period.

Click HERE for more information. 



AmFirst Insurance Policy holders (former Royal State Insurance - Group Life Insurance ONLY) - Please call 1-844-448-3783 or email for questions. This is for current policyholders only.  NO new policies can be written through AmFirst Insurance.