DTRIC Insurance offers personal automobile, homeowners and affordable umbrella insurance programs. Members benefit from DTRIC’s competitive rates, money-saving discounts and benefits, affordable payment plans and personalized service.  Click HERE for more details. 

American Income Life American Income Life is offering HGEA members a new benefit of $4,000 Accidental Death & Dismemberment Benefit. Please contact Will Rol @ 808-741-7777 or or click here for more information.

For more information, please contact your local HGEA office.


Cigna Insurance exclusively for HGEA members, underwritten by Life Insurance Company of North America , Administered by MWG Mestmaker & Associates. 

Open Enrollment ***POSTPONED*** 

NEW HGEA members are eligible to enroll within the first 90 days of membership.  Please call 1-833-448-6466 to enroll

Offering HGEA members exclusive insurance plans: Click here for a flyer.

Critical Illness -Pays a lump sum benefit upon diagnosis of a covered critical illness (including cancer, heart attack, stroke, Parkinson’s Disease, heart disease and more).

Term Life Insurance - Provides up to $200,000 Guarantee Issue for members, up to $75,000 for spouse, and up to $10,000 for dependents if you apply within your initial eligibility period.

Click HERE for more information. 



AmFirst Insurance Policy holders (former Royal State Insurance - Group Life Insurance ONLY) - Please call 1-844-448-3783 or email for questions. This is for current policyholders only.  NO new policies can be written through AmFirst Insurance.